Jack Kerouac, Credit Union Member, Coming Home after a Life On the Road

Last Saturday, March 12,  was the 100th anniversary of American novelist Jack Kerouac’s birth in Lowell, MA.  He was an alter boy and member of St Jean Baptiste Church.

He and his family were also members of the credit union whose first office was in the same church.   Jeanne D’Arc Credit Union was organized years earlier  by the local priest.

In February 2022 Jeanne D’Arc celebrated its 110 anniversary.  The credit union’s safe is still in the church building.

Alison Hughes, Jeanne D’Arc Credit Union

The church is now closed, but the building remains. The credit union and a new community foundation are transforming the structure to become the Jack Kerouac museum and performance center.

It is an ironic embrace for Kerouac whose peripatetic lifestyle is characterized as offbeat. His artistic legacy now has a home.  A venue both to honor the past and present his continuing popular appeal.

Jeanne D’Arc and Lowell are reaffirming the power of Kerouac’s roots.

The credit union and Kerouac started  in the same sacred place.   Both shared common purpose to  support individuals  in all their diversity.

In this latest contribution, Jeanne D’Arc is adding to its ever-expanding legacy in the community by honoring one of its members.  A conversion of an historical  space into a homecoming for someone most remembered for exploring life on the road.

Christopher Porter, President. Jack Kerouac Foundation

Alison Hughes. Jeanne D’Arc Credit Union

Sylvia Cuhna, Executive Director, Foundation

Jim Sampras, CEO. Foundation

 Kerouac’s Lowell Roots

 

Jean-Louis Lebris de Kérouac[1]  March 12, 1922 – October 21, 1969), known as Jack Kerouac, grew up in Lowell, played high school football well enough that major colleges recruited him. Church and family were deeply embedded values even though his later lifestyle might be considered bohemian.  

 His parents were French Canadian;  Kerouac did not begin to learn English until he was six, and remained bilingual in his work.

A 1959 television interview with Steve Allen in which Kerouac briefly  reads from On the Road is a helpful portrait of him at a peak of his fame as a member of the  Beat generation.

Three Appraisals of Kerouac’s Work

His 100th anniversary has resulted in articles that take different views of his literary output and continuing relevance.

An article in the Guardian newspaper explores why his counter-cultural mage still resonates in contemporary society, calling him a symbol whose meaning is still not understood. “Nature-loving mystic or proto-dudebro? Untameable free spirit or reclusive mama’s boy? On the centenary of his birth, it is time to look past the icon at the ‘bleeding ball of contradictions’ behind it.”

The Wall Street Journal’s tribute celebrates his reverence for the natural world while his  characters want to abandon traditional social constraints.

Jack Kerouac lives in pop culture memory as a writer on a perpetual road trip, a shooting star riding the highways and rails of postwar America alight with Catholic mysticism, booze, bebop and outlaw liberation. That’s the milieu of his breakout novel “On the Road,” a masterpiece of widescreen travel writing populated by eccentrics “who are mad to live, mad to talk, mad to be saved, desirous of everything at the same time…who never yawn or say a commonplace thing, but burn, burn, burn like fabulous yellow roman candles. . . ”

In our time of ecological destruction and climate change, Kerouac’s Buddhist observation in “The Dharma Bums” that “One man practicing kindness in the wilderness is worth all the temples in the world” is a fine starting point for understanding that there really is a divine order to the natural world.”

An article on the Poetry Foundation’s website summarizes his literary output while alive and published posthumously, along with critical and public reaction of his counter cultural  themes.

Why Kerouac Still Resonates

Wikipedia’s describes his work as both stylistically and substantively inventive:

Kerouac is recognized for his style of spontaneous prose. Thematically, his work covers topics such as his Catholic spirituality, jazz, travel, promiscuity, life in New York CityBuddhism, drugs, and poverty. He became an underground celebrity and, with other Beats, a progenitor of the hippie movement, although he remained antagonistic toward some of its politically radical elements.

In 1969, at age 47, Kerouac died from an abdominal hemorrhage caused by a lifetime of heavy drinking. Since then, his literary prestige has grown, and previously unseen works have been published.

On the Road (from Wikipedia)

“Kerouac completed what is known as On the Road in April 1951, while living at 454 West 20th Street in Manhattan with his second wife, Joan Haverty.[39] The book was largely autobiographical and describes Kerouac’s road-trip adventures across the United States and Mexico with Neal Cassady in the late 40s and early 50s, as well as his relationships with other Beat writers and friends.

“Kerouac wrote the final draft in 20 days, with Joan, his wife, supplying him with benzedrine, cigarettes, bowls of pea soup, and mugs of coffee to keep him going.[

” Kerouac said that On the Road “was really a story about two Catholic buddies roaming the country in search of God. And we found him. I found him in the sky, in Market Street San Francisco (those 2 visions), and Dean (Neal) had God sweating out of his forehead all the way. THERE IS NO OTHER WAY OUT FOR THE HOLY MAN: HE MUST SWEAT FOR GOD. And once he has found Him, the Godhood of God is forever Established and really must not be spoken about.” 

“According to his biographer, historian Douglas BrinkleyOn the Road has been misinterpreted as a tale of companions out looking for kicks, but the most important thing to comprehend is that Kerouac was an American Catholic author – for example, virtually every page of his diary bore a sketch of a crucifix, a prayer, or an appeal to Christ to be forgiven.[44]

“Kerouac’s literary works had a major impact on the popular rock music of the 1960s. Artists including Bob DylanThe BeatlesPatti SmithTom WaitsThe Grateful Dead, and The Doors all credit Kerouac as a significant influence on their music and lifestyles.”

The early home to both Jeanne D’Arc and Kerouac will now be used to ensure that his literary light continues to inspire.

 

 

Ukraine: People Take Action

In the United States

A Harvard University freshman is taking a semester off to apply his technical skills to another urgent cause: finding housing for Ukrainian refugees.  And after testing their cybersecurity and showing their platform to potential users, they launched Ukraine Take Shelter on March 2.

The 19-year-old created Ukraine Take Shelter, a website that matches Ukrainian refugees with hosts in neighboring countries and elsewhere.

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Polish Moms Leave Baby Strollers for Ukraine Mothers at the Local Train Station

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A Human Roadblock

Citizens create a roadblock on a road that leads to the Zaporizhzhya Nuclear Power Plant, in Enerhodar, Ukraine, March 2, 2022.(Facebook/National Guard of Ukraine)

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Public Posters Calling for Boycott of Russian Products

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A Man In Front of WWII Monument: “Send weapons, not prayers” London

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Soldiers Care for the Helpless

A woman carried by Ukrainian soldiers crosses an improvised path while fleeing the town of Irpin, Ukraine, Sunday, March 6, 2022. In Irpin, near Kyiv, a sea of people on foot and even in wheelbarrows trudged over the remains of a destroyed bridge to cross a river and leave the city. (Oleksandr Ratushniak/AP)

 

Each of us can help make a difference.  Even if it is just paying a little more for gas.

Ukraine: When Words Fail, Music Carries Us Through (view in browser)

The first performance of the Ukrainian National Anthem (September 1990):

https://www.youtube.com/watch?v=rnMPE_nZ-jc

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A performance by the Metropolitan Opera of the Ukraine’s Anthem (February 2022).  The sole singer without music, hand on heart, is Ukrainian.

Lyrics:

Nay, thou art not dead, Ukraine, see, thy glory’s born again,
And the skies, O brethren, upon us smile once more!
As in Springtime melts the snow, so shall melt away the foe,
And we shall be masters in our own home.

Soul and body, yea, our all, offer we at freedom’s call
We, whose forebears, and ourselves, proud Cossacks are!

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Lenard Cohen’s Hallelujah lyrics for Ukraine:

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From the US Air Force Band and Singing Sergeants with a Prayer for Ukraine (March 2022)

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A prayer for Ukraine, February 2022, by the Staats und Domchor Berlin

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From a world wide, online choir, Donna Nobis Pacem on March 2, 2022

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This March 2022 video from  high school teenagers in Europe.

 

 

Ukraine Rekindles the American Spirit

During his inaugural address in 2019, President Zelensky told lawmakers: “I do not want my picture in your offices: the President is not an icon, an idol or a portrait. Hang your kids’ photos instead, and look at them each time you are making a decision.”

The National Cathedral at night in Washington D. C.

(photo by Holly Kylen)

 

Ukraine Notes:  Life Engages Art

Several observations from the Ukraine war.

LIFE: 

From a post by an American leaving the country with his Ukrainian wife:

I wasn’t a big fan of President Zelensky when he was elected. My wife and our friends didn’t support him; they didn’t think the former comedian was serious or particularly effective.

But in the past few days I’ve seen that the man has balls of steel. I get goosebumps when I watch him speak. This is a man who leads from the front. As Nassim Taleb would say, he has skin in the game. If he loses—if Ukraine loses—he’s going to lose his life. I respect him so much now.    Eugene Katchalov

ART:

“How Can Man Die Better Than Facing Fearful Odds”

By Thomas Babington Macaulay

Then out spake brave Horatius,
The Captain of the Gate:
“To every man upon this earth
Death cometh soon or late.
And how can man die better
Than facing fearful odds,
For the ashes of his fathers,
And the temples of his Gods.”

Haul down the bridge, Sir Consul,
With all the speed ye may;
I, with two more to help me,
Will hold the foe in play.
In yon strait path a thousand
May well be stopped by three.
Now who will stand on either hand,
And keep the bridge with me?

—Lays of Ancient Rome (1842)

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LIFE: 

From a post by Lauren Elizabeth:

I have not been able to stop thinking about the Ukrainian woman who was filmed approaching a Russian soldier, offered sunflower seeds, and said:

“Take these seeds and put them in your pockets so at least sunflowers will grow when you all lie down here…”

Sunflowers are the national flower of Ukraine.

ART:

From a post by Andy Tobias this week (click on link):

In so much of life, it’s not clear where exactly truth or justice lie . . . what balance between alternatives is best . . . what compromises are most reasonable.  All that.  For sure.

But other times, there is clear good and evil.

This is one of them.    (As, 80 years ago, was this.)

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LIFE: 

 BBC to launch shortwave radio service in Ukraine and Russia.   March 3, 2022

In order to reach audiences across Ukraine and in parts of Russia, the BBC will start a daily shortwave transmission to ensure access and the “resilience of its news operations.” Listeners can tune their receivers to 15735kHz from 18:00-20:00 and 5875 kHz from 00:00-02:00, Kyiv time. Shortwave radio is difficult to disrupt or censor. It is also useful for emergency communications in the event that internet connectivity or other radio signal is lost.  (Kiev Independent)

ART:  (humor)

Ukrainian anti-corruption authorities: No need to declare captured Russian tanks,    equipment as income.  

The National Agency for the Protection against Corruption has stated that captured Russian tanks and equipment do not need to be declared to tax authorities. This is because the value of this “crap” does not exceed 100 living wages. . . On a serious note, it said that war trophies are untaxable.    March 3, 2022  (Kiev Independent)

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ART and Life Together

Miles to Go Before I Sleep

Frost’s poems are simple and profound.   The words are easy to understand, but latent with meaning.   The repeated final lines of “miles to go” is haunting.

Is it the speaker’s temptation to avoid obligations, to remain in the “lovely” woods, aware of duties elsewhere? That he must go farther, physically and metaphorically, before he can finally rest?

The poem’s wagon driver narrator is all of us.  As we close this week which includes both Mardi Gras’ revelries and Ash Wednesday reflections, as the example of human barbarity continues in Ukraine, and as we each bear personal worries, what are our “promises to keep?”

Stopping by Woods on a Snowy Evening

ROBERT FROST

Whose woods these are I think I know.

His house is in the village though;

He will not see me stopping here

To watch his woods fill up with snow.

 

My little horse must think it queer

To stop without a farmhouse near

Between the woods and frozen lake

The darkest evening of the year.

 

He gives his harness bells a shake

To ask if there is some mistake.

The only other sound’s the sweep

Of easy wind and downy flake.

 

The woods are lovely, dark and deep,

But I have promises to keep,

And miles to go before I sleep,

And miles to go before I sleep.

 

 

Yesterday the Most Important GAC Speaker Missed His Scheduled Appearance

In the gaggle of bipartisan congress speakers, the nobility of CUNA praising attendees, the inside the beltway literati’s wisdom, and the obligatory regulatory updates, there is one person who  missed his scheduled talk.

Chef and humanitarian José Andrés was to participate in a fireside chat with National Credit Union Foundation Executive Director Gigi Hyland on Monday.  The public purpose was to talk “how he lives out the ‘people helping people’ mission through his global humanitarian efforts as a passionate human rights advocate.

Chef Andres is not in Washington DC.  He was on the ground feeding refugees at the Polish-Ukrainian border where his World Central Kitchen has served more than 8,000 meals.

In a TV interview last night, his destination today was to go into Ukraine.

Chef Andres work in places of natural disaster such as Haiti, flood and hurricane regions of the American south and throughout the world have been widely reported.

In March 2020 I witnessed his work locally.   The entire economy had been shut down.  Restaurants were closed, but Chef Andres kept his Bethesda location, Jaleo open.  His staff was still employed providing free meals for several hours each day to workers and anyone else who needed access to food.

The occasion for his absence may say more than an appearance at GAC could have ever accomplished.

For Jose Andres embodies an aspect of “people helping people” that is often overlooked: he runs, not walks, toward danger, need and human suffering.

Walking Toward Member Problems in Credit Unions

Some of the most powerful examples of the cooperative model at work are when leaders walk toward, not away from their member’s needs.  Here are some examples:

  • In 2009 a Dayton credit union continued and expanded its dealer lending program when all other lenders backed out because the traditional car title collateral was suspect as the auto manufacturers faced bankruptcy.
  • A Florida credit union rewrote first mortgages with payments extending out 50 years to keep members in homes as  incomes were reduced by over half by job loss;
  • Credit unions in Lowell, MA (Cambodian), in St Paul MN (Hmong) and in Missoula, MT (sub-Saharan Africa) serve refugees from all over the world who are new to this country’s financial options.
  • The New York City taxi lender who divided his loans into A and B notes.  A was pay what you earn; B-we’ll worry about later.

Two Crises

In the national Covid economic shutdown in March 2020 there are thousands of examples of credit unions willing to walk in the members’ shoes, share their collective capital by waiving fees and giving loan payment holidays all the while setting up remote delivery options literally overnight.  Employees worked from new home offices and kept their full pay.

Perhaps the most consequential example was when I watched the CEO of the second largest credit union in America offer the senior management of NCUA a solution to the Corporate crisis in early 2009.  He said his credit union and his peers would buy all the legacy assets and carry them on their books if NCUA would guarantee no loss of principal.  He was turned down.  NCUA instead guaranteed wall street investors in the NGN program so they could walk away from the problem.

A Unique Capability

The cooperative model is unique in its capacity to walk the extra mile for its members when they are in harm’s way.   That is what self-help means.  Putting member needs first in all circumstances.

I don’t know what Chef Andres would have said in a “fireside chat” at the GAC.  However I believe his personal witness is more important than any words he may have used.

I would hope his example might inspire everyone to ask again what our slogan of “people helping people” means in today’s world.

Notes on Ukraine’s Fight for Freedom

President Zelensky’s response to US offer to airlift him from Kyiv:

“The fight is here.   I need ammunition, I don’t need a ride.”   (NYTimes Feb 26)

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From the staff of Music Mission Kiev, a nonprofit charity serving musicians, widows and orphans in the city:

Here is the word today from our VP of Operations, Serhiy Basarab: “We definitely do NOT feel safe. There is fighting where Oksana and Pastor Ruslan live. I just spoke with Oksana and other people. We clearly feel betrayed by the West. Pastor Ruslan is already at the drafting board with his unit. There are no weapons for us, he is writing to me in despair.    (February 25)

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Victor Havel, the first President of a free Czechoslovakia, a playwright and long-time dissident against Soviet rule:

Hope, in this deep and powerful sense, is not the same as joy that things are going well, or willingness to invest in enterprises that are obviously headed for early success, but rather the ability to work for something because it is good not just because it stands a chance to succeed.

The more unpropitious the situation in which we demonstrate hope, the deeper that hope is.   Hope is definitely not the same thing as optimism.   It is not the conviction that something will turn out well, but the certainty that something makes sense, regardless of how it turns out.

In short, I think that the deepest and most important form of hope, the only one that can keep us above water and urge us to good works, and the only true source of the breathtaking dimension of the human spirit and its efforts, is something we get, as it were, from “elsewhere.”  

It is also this hope, above all, which gives us the strength to live and continually to try new things, even in conditions that seem as hopeless as ours do, here and now. 

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Why Ukraine Matters to America

We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness. . .  And for the support of this Declaration, with a firm reliance on the protection of divine Providence, we mutually pledge to each other our Lives, our Fortunes and our sacred Honor.

 

Military Credit Unions in Wartime

War has broken out in Ukraine.  All of Eastern Europe is on alert.  Some credit members are on the move.  Others wait to learn what’s next.

When a geo-political crisis occurs, America will be involved.   How much and when depends on events.

One sector of our society at the leading edge of these situations are military credit unions.   Many have spent years planning to help their member’s financial preparedness for whatever comes next.

Frontwave Credit Union’s Military Relations Team

The credit union’s self-description: There aren’t many communities like this one. One foot in the Pacific, the other in the desert. Home to the world’s greatest fighting forces — and a community of blue-collar fighters.

Five years ago, CEO Bill Birnie established the Military Relations Team.  He hired Chip Dykes and two other former marines to lead this group which focuses directly on the financial well-being of military members and their families.

Over 50% of the credit unions 117,000  members are current or former military members and family.

Front wave has been the credit union on base at Camp Pendleton since 1952.   It also serves at three other bases in the area.

Camp Pendleton is the location for all initial basic training on the West Coast for over 17,000 new marine recruits each year.  Bill was concerned about retention of these new military members, many of whom would be assigned out of the area after training.

Chip’s team are all certified financial counselors.  Their purpose is education  on all aspects of money management and financial planning for the new recruits and during every phase of subsequent training.

This counseling is especially important prior to deployment.  For example how do you follow your finances when in an area with no Internet?

The team focuses on member’s financial needs at all levels of the service at each of the four bases where they have branches.   In 2021 they provided over 10,000 marines and family members with basic and more advanced financial courses.

Helping Credit Union Staff Understand the Military Member

Just as important is helping credit union staff understand the needs of the military member with whom they work with daily.

Bill and all three team members are marines.  Many staff have had little direct experience of military life.  The team’s internal mission is to help customer service personnel understand needs from the military member’s perspective.

The Ukraine Crisis

When events such as the Ukraine invasion occur, “our ears perk up,” says Dykes.  The European theater is served from units located on the East Coast, so it may not immediately affect West coast units.

When there are relocations,  the team works directly with  all units on the ground to ensure their financial and personal affairs are in order.  And to offer help to family while the service member is away.

Following Events in Ukraine

This article provides a current visual map of Ukraine and the population of its major cities which are now referenced in hourly news updates.  Facts on the country’s demographic trends, its major natural resources and a short history of its relations with the Russian Bear are summarized after the large scale country portrait.

Solzhenitsyn on Ukraine-Russia Relations

(from an essay written June 2014 when Russia annexed Crimea)

“It pains me to write this as Ukraine and Russia are merged in my blood, in my heart, and in my thoughts. But extensive experience of friendly contacts with Ukrainians in the camps has shown me how much of a painful grudge they hold. Our generation will not escape from paying for the mistakes of our fathers.”

There are several terrific English language websites which provide news directly from Ukraine, which are updated frequently.  One is Kyiv Independent and the second the English section of the Ukrainian Information Agency.

The Independent includes minute by minute stories from across the country.

I will share other examples of credit unions serving their members who are or will be on the front lines of this crisis.