The 2026 irst quarter TrendWatch update from Callahans was a very positive description of a financially sound cooperative system. Here are two slides summarizing key macro trnds. The full slide deck is here.
The balance sheet is strong and gowing.
The income statement shows strong net margins and rising ROA.
Two of the five takeaways by Callahan’s staff were:
Consumers Need Support Now More Than Ever
Now Is The Time To Build Capital And Invest Strategically
With multiple options, how should credit union leaders allocate their success between these two priorities?


